Car Finance

Join 3,000+ Australians who’ve secured better deals through Journey Finance. Compare 80+ lenders with expert guidance.

Car finance with Journey Finance - fast approval across Australia
Car finance with Journey Finance - fast approval across Australia

Car finance broker for your situation

As your dedicated car finance broker, we do the hard work for you. We compare rates from 40+ lenders — major banks, credit unions and specialist finance companies — to find the deal that fits your budget. Our brokers guide you from quote to approval.

Access to over 30 lenders


Get matched in minutes

Real People,Real Results

It takes only a few minutes to apply. There are no complicated forms and no pressure.

Jason Atkins profile picture
Jason Atkins
06:39 03 Mar 26
Chris helped me out when no one else could he kept looking for a solution until I got an approval. I would highly recommend him, easy to understand and communicate with. I will definitely use him again. 👍👍👍
Sohayb Elhaddad profile picture
Sohayb Elhaddad
05:50 06 Feb 26
Matthew and Cameron were amazing. After I got rejected by my bank, they handled everything quickly and professionally. The whole process was fast and smooth, and I ended up getting my new car without stress. Super helpful from start to finish — highly recommend.
Christy Tamini profile picture
Christy Tamini
05:49 05 Feb 26
Highly recommended! Regan has been absolutely amazing on helping me secure a loan for my new car, right when I needed it most. He was professional, friendly & communicated with me every step of the way.

My situation was not straightforward, however he went above & beyond to find a solution, better than I thought possible. I'm able to purchase exactly what I wanted, at a competitive rate. Everything was processed swiftly, easily & stress free.

I would 100% recommend Journey Finance to anyone looking to get a better deal on their financial requirements. Thank you so much, Regan. I can't wait to drive my new car!
Maddison profile picture
Maddison
05:15 29 Jan 26
Cameron was incredible to work with and made a process that would normally be so stressful feel completely stress-free. He was friendly, understanding, and always took the time to explain everything clearly. The whole experience was seamless from start to finish, and I genuinely couldn’t recommend him enough - thank you Cameron and can’t wait to drive our new car home 😊
LACHLAN TRIBE profile picture
LACHLAN TRIBE
06:07 16 Dec 25
Matthew was absolutely outstanding to deal with. He went above and beyond to secure the best possible finance outcome tailored specifically to our business needs and never once gave up, even when things became complex. His communication was fast, clear and reassuring throughout the entire process, which gave us real peace of mind during what can be a stressful time. Matthew provided honest, fair advice and made sure we fully understood every option before moving forward. I genuinely felt he had our best interests at heart. We will absolutely be using Journey Finance for all of our future business and asset finance needs and wouldn’t hesitate to recommend him to anyone looking for reliable, professional service.
Eru Hotere profile picture
Eru Hotere
09:36 28 Feb 22
Journey Finance - Mathew Schofield made getting financial assistance simple, easy, and pleasurable experience and i will highly recommend.
During stressful times of broken down vehicle's Mathew helped make this transaction simply and easy and kept me up-to-date throughout the whole process.

Thank you Mathew and all of the team at Journey Finance.
Genevieve Ireland profile picture
Genevieve Ireland
22:49 02 Feb 22
Matthew made this the best loan experience ever , his communication was outstanding and looked after us so well . We will be using him and journey finance for all our loan needs.
Seriously incredible
Sally Egan profile picture
Sally Egan
08:38 02 Feb 22
The lovely man Amen from journey he went above and beyond to make sure we got the best loan
He help us in every way and we got the best loan and even with the time difference from Melbourne and Perth some conversations where out of his business work hrs and he did not mind at all if any of my friend need a loan I will be recommending Amen
Thank you for all ur hard work
Brooke Filewood profile picture
Brooke Filewood
05:16 01 Feb 22
The whole team at journey finance were so helpful throughout the whole process. They went above and beyond to help me get approved for my new car. Would highly reccomend
Alain Montoya profile picture
Alain Montoya
12:05 27 Jan 22
Aman helped me out with my car financing and personal loan for home improvement and on both occasions he delivered exceptionally! He was very proactive and such a great communicator, as well as great at building relationships with his clients. I would highly recommend Aman's services and will continue to seek him out again in the future.
Kieran Libbis profile picture
Kieran Libbis
05:40 20 Jan 22
Really amazing service from Aman and the team. Gave us a great deal and assistance throughout the process. Highly recommend!
George George profile picture
George George
09:27 17 Jan 22
Journey is a great company, Matthew is a great guy. He will go out of his way to help and got us approval within hours. Absolutely fantastic. I recommend Matthew and journey to anyone in the market for a car. Do not buy a car unless you speak to Matthew from Journey!!
Andrew Gardiner profile picture
Andrew Gardiner
06:34 13 Dec 21
Outstanding service from Mathew Schofield who produced the impossible task to most & turned it into reality for us.
I cannot recommend this company enough for their professional approach, support & understanding of your individual requirements. Thank you Journey Finance
Jeffrey Arbuckle profile picture
Jeffrey Arbuckle
22:48 29 Oct 21
Matthew was on the ball from the get go, what a pleasurable experience. Constantly updated me on the progress of my application, and got the deal done and dusted in a matter of days. Matthew managed to take it further by going back to the lender and negotiated a better rate on top of a already good rate. Thank you to Matthew and the team you guys Rock
Donnella Clarke profile picture
Donnella Clarke
19:21 27 Oct 21
My experience with Journey Finance has been amazing.
High level of response, communication ,Respect ,integrity, compassion, reliable empathetic ,the ability to solution solve is incredible my officer (Matthew) never stopped looking until he was satisfied he found the best possible outcome for me. I greatly appreciate your professionalism.
Alex Duffy profile picture
Alex Duffy
19:40 11 Oct 21
The best customer service I have ever experienced.
Michael went above and beyond to get my application approved. He was constantly in touch with each step of the process and was extremely efficient.
I can not recommend or speak more highly of journey finance/Michael, will be recommending to everyone that is looking at finance.
Thanks again mate!
June T profile picture
June T
08:39 31 Aug 21
Outstanding service...right from the very start easy to understand and fill out questionnaire..competitive rates.....friendly, knowledgeable staff to answer all my many questions...always kept me informed on the status of the application right through to approval and delivery of vehicle...thank you so much ..I know if there are any more questions I can count on you to answer them...
Grateful and happy
June
Jasmine Wrench profile picture
Jasmine Wrench
00:24 17 Aug 21
Adam Broad from Journey Finance was a key factor in myself getting approved for finance and purchasing my new vehicle. Adam worked relentlessly for weeks to ensure I was getting the best rate possible and took all the guess work out of the process for me. His advice and level of attention was absolutely invaluable and I can not thank him enough for his help and his work ethic. Thank-you, Adam! You are truly a star!

Benefits

Getting the right finance starts with the right people

Get matched in minutes

Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.

Over 30+ lenders

We work with a wide range of major banks and private lenders so you never feel limited to one option.

Experienced brokers

Our finance specialists know which lenders are most likely to approve your application and how to position it for success.

Personalised quotes

Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.

Fast approvals

Get approved within one or two days with our streamlined digital process.

Low doc options

Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.

Benefits

Getting the right finance starts with the right people

Get matched in minutes

Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.

Over 30+ lenders

We work with a wide range of major banks and private lenders so you never feel limited to one option.

Experienced brokers

Our finance specialists know which lenders are most likely to approve your application and how to position it for success.

Personalised quotes

Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.

Fast approvals

Get approved within one or two days with our streamlined digital process.

Low doc options

Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.

Finance fast

Get matched with a car finance broker today

Our car finance brokers work with private buyers, families, first-time buyers and businesses across Australia. Whether you need finance for new, used, demo or private sale vehicles, we compare lenders and negotiate on your behalf to secure competitive rates and flexible terms.

Get a Quote

Our car finance specialists work with you every step of the way.

Repayment simulator

Preview your loan in real time

No credit check. No impact on your score.
Loan amount $50,000
Interest rate per year 6.0%
Loan term 5 years
Estimated repayments
From $0.00 per week
These figures are a guide only and do not constitute an offer, approval or quote. Actual repayments will vary once your full application is assessed.

Process

Finance, made easy!

01

Get a quote


We’ll give you a quick quote so you know where you stand.

02

Find the best rate


We compare more than forty lenders to find the deal that fits you best.

03

Approval


Our team reviews your application and works to get it approved as quickly as possible.

04

Funded fast


Once approved and signed, the money is sent to you or your seller within one day.

Car Finance FAQ

We understand you may have questions about car finance. Here are answers to our most common questions about getting approved and managing your loan.

Faq's

Car finance broker FAQs.Your questions answered.

Once we receive your information and documents, most applications are reviewed and approved within one or two days. Because we work with more than thirty lenders, we know which options fit best and can secure fast responses. If everything is ready, some approvals happen on the same day.

Yes. We help with both new and used vehicles, whether you are buying from a dealer, business or private seller. For private sales, we manage the process safely by checking details, verifying ownership and handling the funds so you are fully protected.

Not always. Some lenders offer no-deposit car loans depending on your credit profile and the type of car. If you choose to add a deposit, it can reduce your repayments or shorten the loan term. Your finance specialist will help you find the right balance for your budget.

Yes. Many of our lenders allow early or extra repayments without fees. It is a great way to save on interest and own your car sooner. We always aim to pair you with lenders that offer this flexibility.

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