Access to over 30 lenders


Finance fast

Drive away with the best rate

4,000

Loans funded

That first drive hits different when you know you made it happen. At Journey Finance, we take care of the hard parts so you can focus on the excitement of getting behind the wheel. No waiting weeks. No confusion. Just clear steps handled by people who care about helping you move forward. We compare lenders, find the right deal and keep things simple from start to finish.

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Experienced brokers

4,000

Loans funded

$100,000,000

Funded

Get matched in minutes

Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.

Over 30+ lenders

We work with a wide range of major banks and private lenders so you never feel limited to one option.

Low doc options

Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.

Experienced brokers

Our finance specialists know which lenders are most likely to approve your application and how to position it for success.

Real People,Real Results

It takes only a few minutes to apply. There are no complicated forms and no pressure.

Eru Hotere profile pictureEru Hotere
09:36 28 Feb 22
Journey Finance - Mathew Schofield made getting financial assistance simple, easy, and pleasurable experience and i will highly recommend.
During stressful times of broken down vehicle's Mathew helped make this transaction simply and easy and kept me up-to-date throughout the whole process.

Thank you Mathew and all of the team at Journey Finance.
Genevieve Ireland profile pictureGenevieve Ireland
22:49 02 Feb 22
Matthew made this the best loan experience ever , his communication was outstanding and looked after us so well . We will be using him and journey finance for all our loan needs.
Seriously incredible
Sally Egan profile pictureSally Egan
08:38 02 Feb 22
The lovely man Amen from journey he went above and beyond to make sure we got the best loan
He help us in every way and we got the best loan and even with the time difference from Melbourne and Perth some conversations where out of his business work hrs and he did not mind at all if any of my friend need a loan I will be recommending Amen
Thank you for all ur hard work
Brooke Filewood profile pictureBrooke Filewood
05:16 01 Feb 22
The whole team at journey finance were so helpful throughout the whole process. They went above and beyond to help me get approved for my new car. Would highly reccomend
Alain Montoya profile pictureAlain Montoya
12:05 27 Jan 22
Aman helped me out with my car financing and personal loan for home improvement and on both occasions he delivered exceptionally! He was very proactive and such a great communicator, as well as great at building relationships with his clients. I would highly recommend Aman's services and will continue to seek him out again in the future.
Kieran Libbis profile pictureKieran Libbis
05:40 20 Jan 22
Really amazing service from Aman and the team. Gave us a great deal and assistance throughout the process. Highly recommend!
George George profile pictureGeorge George
09:27 17 Jan 22
Journey is a great company, Matthew is a great guy. He will go out of his way to help and got us approval within hours. Absolutely fantastic. I recommend Matthew and journey to anyone in the market for a car. Do not buy a car unless you speak to Matthew from Journey!!
Andrew Gardiner profile pictureAndrew Gardiner
06:34 13 Dec 21
Outstanding service from Mathew Schofield who produced the impossible task to most & turned it into reality for us.
I cannot recommend this company enough for their professional approach, support & understanding of your individual requirements. Thank you Journey Finance
Jeffrey Arbuckle profile pictureJeffrey Arbuckle
22:48 29 Oct 21
Matthew was on the ball from the get go, what a pleasurable experience. Constantly updated me on the progress of my application, and got the deal done and dusted in a matter of days. Matthew managed to take it further by going back to the lender and negotiated a better rate on top of a already good rate. Thank you to Matthew and the team you guys Rock
Donnella Clarke profile pictureDonnella Clarke
19:21 27 Oct 21
My experience with Journey Finance has been amazing.
High level of response, communication ,Respect ,integrity, compassion, reliable empathetic ,the ability to solution solve is incredible my officer (Matthew) never stopped looking until he was satisfied he found the best possible outcome for me. I greatly appreciate your professionalism.
Alex Duffy profile pictureAlex Duffy
19:40 11 Oct 21
The best customer service I have ever experienced.
Michael went above and beyond to get my application approved. He was constantly in touch with each step of the process and was extremely efficient.
I can not recommend or speak more highly of journey finance/Michael, will be recommending to everyone that is looking at finance.
Thanks again mate!
June T profile pictureJune T
08:39 31 Aug 21
Outstanding service...right from the very start easy to understand and fill out questionnaire..competitive rates.....friendly, knowledgeable staff to answer all my many questions...always kept me informed on the status of the application right through to approval and delivery of vehicle...thank you so much ..I know if there are any more questions I can count on you to answer them...
Grateful and happy
June
Jasmine Wrench profile pictureJasmine Wrench
00:24 17 Aug 21
Adam Broad from Journey Finance was a key factor in myself getting approved for finance and purchasing my new vehicle. Adam worked relentlessly for weeks to ensure I was getting the best rate possible and took all the guess work out of the process for me. His advice and level of attention was absolutely invaluable and I can not thank him enough for his help and his work ethic. Thank-you, Adam! You are truly a star!

Smarter finance, built around you

Speak with us today

We know finance is not just about numbers. It is about getting what matters most. The car you want. The upgrade your business needs. The freedom to take the next step in life. That is why our process is built around people, not paperwork. You will always deal with a real person who explains everything clearly and keeps you informed from start to finish.

With more than eighty years of experience and a ninety eight percent approval rate, our team has helped thousands of Australians secure finance with confidence.

01

Get a quote


We’ll give you a quick quote so you know where you stand.

02

Find the best rate


We compare more than forty lenders to find the deal that fits you best.

03

Approval


Our team reviews your application and works to get it approved as quickly as possible.

04

Funded fast


Once approved and signed, the money is sent to you or your seller within one day.

01  Get a quote

We’ll give you a quick quote so you know where you stand.

02  The best rate

We compare more than forty lenders to find the deal that fits you best.

03  Approval

Our team reviews your application and works to get it approved as quickly as possible.

04  Funded fast

Once approved and signed, the money is sent to you or your seller within one day.

Matt Schofield

“Everyone’s story is different, and so is their finance journey. We started Journey Finance to make it easier for people to get the right loan for their situation without the usual stress. It’s about listening, understanding and finding what truly fits"

— Mathew Schofield, Director

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Why Australianschoose us!

It takes only a few minutes to apply.
There are no complicated forms and no pressure.

Personalised quotes

Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.

Fast approvals

Get approved within one or two days with our streamlined digital process.

510+

Reviews on Google

Get matched in minutes

Faq's

Quick answers.Backed by experience.

Most of our customers receive approval within one or two days once we have their details. We work quickly with our network of lenders to make sure you get the best result as soon as possible.

Not at all. We help people with all kinds of credit backgrounds. Our team works with a wide range of lenders, including options for those with limited or less than perfect credit histories.

You will usually need proof of identity, proof of income and some details about your employment or business. If you are self employed, we can offer low documentation options to make things easier.

Yes, we can. Whether you are buying from a dealer, a business or a private seller, we handle all the paperwork and payments so the process stays safe and straightforward.

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