Marine Finance
Get out on the water faster with competitive marine finance. We work with lenders who understand the boating lifestyle, offering flexible options, quick approvals and support that makes ownership simple from day one.
● Marine finance broker Australia
Boat & Jet Ski Finance Made Simple
Finance your next boat, jet ski, fishing boat, trailer boat, yacht or marine asset with Journey Finance. Our brokers compare options from 30+ lenders and help structure finance around your lifestyle, business needs and budget.
30+ lenders
Fast broker support
New & used boats
Personal & business finance
Get matched in minutes
Tell us what you want to finance and a Journey Finance broker will help compare suitable lender options.
Finance is subject to lender approval, credit assessment, lending criteria, fees, charges, terms and conditions.
500+ 5-star reviews
Real customer feedback across Journey Finance.
3,000+ happy clients
Australians helped with finance solutions.
4,000+ loans funded
Loans funded across asset finance categories.
30+ lenders
Access to a broad panel of finance providers.
Compare boat finance options from 30+ lenders
Journey Finance compares marine finance options across a wide range of lenders, helping you find a structure that suits the asset, your goals and your cash flow.
Real People,Real Results
It takes only a few minutes to apply. There are no complicated forms and no pressure.
My situation was not straightforward, however he went above & beyond to find a solution, better than I thought possible. I'm able to purchase exactly what I wanted, at a competitive rate. Everything was processed swiftly, easily & stress free.
I would 100% recommend Journey Finance to anyone looking to get a better deal on their financial requirements. Thank you so much, Regan. I can't wait to drive my new car!
During stressful times of broken down vehicle's Mathew helped make this transaction simply and easy and kept me up-to-date throughout the whole process.
Thank you Mathew and all of the team at Journey Finance.
Seriously incredible
He help us in every way and we got the best loan and even with the time difference from Melbourne and Perth some conversations where out of his business work hrs and he did not mind at all if any of my friend need a loan I will be recommending Amen
Thank you for all ur hard work
I cannot recommend this company enough for their professional approach, support & understanding of your individual requirements. Thank you Journey Finance
High level of response, communication ,Respect ,integrity, compassion, reliable empathetic ,the ability to solution solve is incredible my officer (Matthew) never stopped looking until he was satisfied he found the best possible outcome for me. I greatly appreciate your professionalism.
Michael went above and beyond to get my application approved. He was constantly in touch with each step of the process and was extremely efficient.
I can not recommend or speak more highly of journey finance/Michael, will be recommending to everyone that is looking at finance.
Thanks again mate!
Grateful and happy
June
● Repayment guide
Estimate your boat finance repayments
Use the calculator as a guide, then speak with a Journey Finance broker about real lender options, repayment structures and approval requirements. You may be able to include eligible extras such as trailers, marine accessories, safety gear or warranties, depending on lender policy.
Preview your loan in real time
● Benefits
Getting the right finance starts with the right people
Get matched in minutes
Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.
Over 30+ lenders
We work with a wide range of major banks and private lenders so you never feel limited to one option.
Experienced brokers
Our finance specialists know which lenders are most likely to approve your application and how to position it for success.
Personalised quotes
Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.
Fast approvals
Get approved within one or two days with our streamlined digital process.
Low doc options
Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.
● Benefits
Getting the right finance starts with the right people
Get matched in minutes
Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.
Over 30+ lenders
We work with a wide range of major banks and private lenders so you never feel limited to one option.
Experienced brokers
Our finance specialists know which lenders are most likely to approve your application and how to position it for success.
Personalised quotes
Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.
Fast approvals
Get approved within one or two days with our streamlined digital process.
Low doc options
Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.
What can you finance?
Marine finance can be used for a wide range of recreational and commercial watercraft, subject to lender approval and asset suitability.
Boat finance
Finance options for new and used boats, including fishing boats, bowriders, cruisers and trailer boats.
Jet ski finance
Finance for personal watercraft, including new or used jet skis purchased through dealers or private sellers.
Yachts & cruisers
Lender options may be available for larger marine assets, subject to valuation, usage and credit assessment.
Trailers & accessories
Finance may be available for trailers, motors and eligible marine accessories when included with the main asset.
Commercial marine finance
Business marine finance options for eligible commercial vessels and water-based business assets.
Dealer & private sales
We can assist with dealer purchases and many private sale transactions, subject to lender requirements.
Why choose Journey Finance for marine finance?
A broker can help match your purchase with lenders who understand marine assets, private sales, dealer purchases and seasonal cash flow.
Broker comparison
We compare lender options instead of sending you to one bank or one generic loan product.
Less admin
We help with documents, lender questions, settlement steps and purchase structure.
Flexible structures
We can help structure repayments around the asset, your deposit, term and preferred repayment frequency.
● Process
Finance, made easy!
01
Get a quote
We’ll give you a quick quote so you know where you stand.
02
Find the best rate
We compare more than forty lenders to find the deal that fits you best.
03
Approval
Our team reviews your application and works to get it approved as quickly as possible.
04
Funded fast
Once approved and signed, the money is sent to you or your seller within one day.
● FAQs
Quick answers.
Backed by experience.
Many marine finance applications can be assessed within one to two business days once the required information is provided. Timing depends on the lender, application strength, asset details and supporting documents.
Yes. Journey Finance can help with finance for new and used boats or jet skis, including many dealer and private sale purchases, subject to lender criteria and asset checks.
Loan terms commonly range from one to seven years. Your broker can explain how the term, deposit, rate and repayment frequency may affect your repayments and total interest cost.
Yes. Boats and jet skis are assessed as marine or leisure assets, so lenders may consider the asset type, age, value, use, deposit and resale profile. A broker can help position the application with suitable lenders.
In many cases, eligible extras such as trailers, motors, safety equipment and selected accessories may be included in the finance amount, depending on lender policy and the purchase structure.
Boat Finance Australia with Journey Finance
Journey Finance helps Australians compare boat finance and jet ski finance options through a panel of lenders. Whether you are buying a fishing boat, family boat, luxury vessel, personal watercraft or commercial marine asset, our brokers can help you understand your options before you apply.
For general information about borrowing and loan repayments, visit the MoneySmart loans guide. You can also view our full range of recreational finance options.
This information is general only and does not take into account your objectives, financial situation or needs. Finance is subject to lender approval, credit assessment, fees, charges, terms and conditions.