Business Loans & Commercial Finance
Get the right finance for your business. Equipment, vehicles, machinery and more. 80+ lenders, fast approvals, and brokers who understand commercial lending.
Business finance that keeps your business growing
Whether you need equipment, a commercial vehicle, machinery or working capital — Journey Finance finds the right lender and the right structure for your business. We work with sole traders, SMEs, companies and trusts across Australia. Loans from $30,000.
● Access to over 30 lenders
Get matched in minutes
Real People,Real Results
It takes only a few minutes to apply. There are no complicated forms and no pressure.
Journey Finance - Mathew Schofield made getting financial assistance simple, easy, and pleasurable experience and i will highly recommend.
During stressful times of broken down vehicle's Mathew helped make this transaction simply and easy and kept me up-to-date throughout the whole process.
Thank you Mathew and all of the team at Journey Finance.
During stressful times of broken down vehicle's Mathew helped make this transaction simply and easy and kept me up-to-date throughout the whole process.
Thank you Mathew and all of the team at Journey Finance.
Matthew made this the best loan experience ever , his communication was outstanding and looked after us so well . We will be using him and journey finance for all our loan needs.
Seriously incredible
Seriously incredible
The lovely man Amen from journey he went above and beyond to make sure we got the best loan
He help us in every way and we got the best loan and even with the time difference from Melbourne and Perth some conversations where out of his business work hrs and he did not mind at all if any of my friend need a loan I will be recommending Amen
Thank you for all ur hard work
He help us in every way and we got the best loan and even with the time difference from Melbourne and Perth some conversations where out of his business work hrs and he did not mind at all if any of my friend need a loan I will be recommending Amen
Thank you for all ur hard work
The whole team at journey finance were so helpful throughout the whole process. They went above and beyond to help me get approved for my new car. Would highly reccomend
Aman helped me out with my car financing and personal loan for home improvement and on both occasions he delivered exceptionally! He was very proactive and such a great communicator, as well as great at building relationships with his clients. I would highly recommend Aman's services and will continue to seek him out again in the future.
Really amazing service from Aman and the team. Gave us a great deal and assistance throughout the process. Highly recommend!
Journey is a great company, Matthew is a great guy. He will go out of his way to help and got us approval within hours. Absolutely fantastic. I recommend Matthew and journey to anyone in the market for a car. Do not buy a car unless you speak to Matthew from Journey!!
Outstanding service from Mathew Schofield who produced the impossible task to most & turned it into reality for us.
I cannot recommend this company enough for their professional approach, support & understanding of your individual requirements. Thank you Journey Finance
I cannot recommend this company enough for their professional approach, support & understanding of your individual requirements. Thank you Journey Finance
Matthew was on the ball from the get go, what a pleasurable experience. Constantly updated me on the progress of my application, and got the deal done and dusted in a matter of days. Matthew managed to take it further by going back to the lender and negotiated a better rate on top of a already good rate. Thank you to Matthew and the team you guys Rock
My experience with Journey Finance has been amazing.
High level of response, communication ,Respect ,integrity, compassion, reliable empathetic ,the ability to solution solve is incredible my officer (Matthew) never stopped looking until he was satisfied he found the best possible outcome for me. I greatly appreciate your professionalism.
High level of response, communication ,Respect ,integrity, compassion, reliable empathetic ,the ability to solution solve is incredible my officer (Matthew) never stopped looking until he was satisfied he found the best possible outcome for me. I greatly appreciate your professionalism.
The best customer service I have ever experienced.
Michael went above and beyond to get my application approved. He was constantly in touch with each step of the process and was extremely efficient.
I can not recommend or speak more highly of journey finance/Michael, will be recommending to everyone that is looking at finance.
Thanks again mate!
Michael went above and beyond to get my application approved. He was constantly in touch with each step of the process and was extremely efficient.
I can not recommend or speak more highly of journey finance/Michael, will be recommending to everyone that is looking at finance.
Thanks again mate!
Outstanding service...right from the very start easy to understand and fill out questionnaire..competitive rates.....friendly, knowledgeable staff to answer all my many questions...always kept me informed on the status of the application right through to approval and delivery of vehicle...thank you so much ..I know if there are any more questions I can count on you to answer them...
Grateful and happy
June
Grateful and happy
June
Adam Broad from Journey Finance was a key factor in myself getting approved for finance and purchasing my new vehicle. Adam worked relentlessly for weeks to ensure I was getting the best rate possible and took all the guess work out of the process for me. His advice and level of attention was absolutely invaluable and I can not thank him enough for his help and his work ethic. Thank-you, Adam! You are truly a star!
● Benefits
Getting the right finance starts with the right people
Get matched in minutes
Our systems instantly compare lenders to bring you the best results fast, so you can move forward sooner.
Over 30+ lenders
We work with a wide range of major banks and private lenders so you never feel limited to one option.
Experienced brokers
Our finance specialists know which lenders are most likely to approve your application and how to position it for success.
Personalised quotes
Every loan is matched to your goals, lifestyle and budget. We do not believe in one size fits all.
Fast approvals
Get approved within one or two days with our streamlined digital process.
Low doc options
Running a business or self employed? We make finance easy with simple low documentation loans that still deliver great rates.
● Business finance
What can we finance for your business?
Equipment, utes and commercial vehicles, machinery, trucks, chattel mortgage and low doc finance — we cover it all. We work with sole traders and ABN holders with 1+ year trading history, small to medium businesses, owner-operators buying vehicles or equipment for their trade, and growing businesses needing to add assets without tying up cash. We are not a startup lender or a bad-credit fix. We are specialists who know which lenders approve which deals, and we get it done fast.
Repayment simulator
Preview your loan in real time
No credit check. No impact on your score.
Loan amount
$50,000
Interest rate per year
6.0%
Loan term
5 years
Estimated repayments
From $0.00 per week
These figures are a guide only and do not constitute an offer, approval or quote.
Actual repayments will vary once your full application is assessed.
● Process
Finance, made easy!
01
Get a quote
We’ll give you a quick quote so you know where you stand.
02
Find the best rate
We compare more than forty lenders to find the deal that fits you best.
03
Approval
Our team reviews your application and works to get it approved as quickly as possible.
04
Funded fast
Once approved and signed, the money is sent to you or your seller within one day.
